Eligibility criteria

• •The insurance is issued by Aditya Birla Health Insurance Company Ltd and is valid for 16 days from the commencement of the trip to the users of the MakeMyTrip (India) Private Limited.  
• •The insurance cover is valid for Resident Indian citizens aged between 3 months and 60 years at the time of issuance of the policy. 

Inclusions

• 1)The insurance is an indemnity cover for Rs.200,000 for in-patient hospitalisation with day-care treatment for COVID-19 or other illness. There is no initial waiting period. 
• 2)The costs related to treatment, including diagnostics tests, medical reviews related to hospitalisation, emergency ambulance up to Rs.2,000 are covered by this insurance policy. 

Exclusions

• The insurance cover is not valid for customers who are:  
• •Recommended quarantine at the time of enrolment in this policy
• •Immunocompromised. Immunocompromised Persons include Persons who have undergone Hospitalization, surgery or Day Care procedure(s) within 90 days immediately preceding the Certificate Period Start Date 
• •Living with or sharing the same address as that of person(s) who is Diagnosed with COVID-19 or Quarantined at the time of purchase of this policy. 
• •Customers who have travelled to the travel-restricted countries specified by the Central Government or Union Health Ministry of India in 45 days immediately preceding the policy Start Date. 
• •Booking hotel in the same city of their residence 

The insurance policy does not cover treatment for pre-existing diseases/ conditions or Testing done at a Diagnostic center other than the ones authorized by the Union Health Ministry of India